If a default judgment has been issued against you by the New York Civil Court in favor of Northern Leasing they cannot post it as a judgment against your Credit Report until it is entered as judgment with the New York Civil Court for an additional fee of $15.00 (You can check by going to http://iapps.courts.state.ny.us/webcivilLocal/LCMain to see if they obtained a default judgment against you and then calling to see if they have a record of judgment; I doubt it since they only have TWO from 2004 listed; TWO. ) In 2004 they were... read full review »