Indy Mac send me the payment schedule for Dec a2008 nd Jan 2009. I make the payment and do whatever they said. They still send in my payment deliquent on that two month to the credit bureau. I call them and try to solve the problem, but their so call well train customer services is insulting the customer services industry. Of course they refuse and don't want to do anything about it, is my credit not theirs. But I would like to let you know you can fo to FDIC to modify your loan and is free, just check their web site and use the... read full review »