SEVENTH AVENUE ALLEGED A WRITE OFF ON MY ACCOUNT FOR THE MONTH OF JULY, I PAID MY ACCOUNT IN FULL IN JULY. THEY REFUSE TO REMOVE "CHARGE OFF" FROM MY CREDIT REPORT THAT DROPPED 98 POINTS! I CALLED THE CREDIT DEPARTMENT AND THE GUY SAID HE DID NOT CARE IF I PAID IT OR NOT THEY WOULD NOT REMOVE IT FROM MY CREDIT REPORT. read full review »