I am currenlty in the battle with EFC. Not only with them, but with the Karate School (USA Karate and Fitness in New Jersey) which never said anything about a contract, and has actually refused my certified letters to cancel this membership. I signed up my brother and myself. My brother is autistic, and his doctor said he could not have this type of activity, and I went to 2 classes before tsarting to work in NYC. Since September of 2007 i have been paying $200.00 A MONTH!!! and they refused to cancel these memberships, and now a year later... read full review »