I NEVER AUTHORIZED USA CREDIT TO DEBIT MY CHECKING ACCOUNT 149.95 FOR ANYTHING, I WAS INQURING ABOUT PAYDAY LOANS NOT CREDIT CARDS FOR ONLINE SHOPPING. I NOTIFIED THE COMPANY AND THEY TOLD ME THEYCOULD NOT STOP THE PROCESS, THEY WILL OVER DRAW MY ACCOUNT BUT WILL NOT PAY THE FEES.I WENT BACK INTO THE SIGHT WHERE THEY CLAIM I APPROVED THIS FEE, BUT THIS SCREEN NEVER CAME UPIT WAS A BLACK CREDIT CARD THAT SAID 500.00 CASH ADVANCE, 2500.00 CREDIT LIMIT, I NEER CHECKED ANY BOX APPROVING THEM TO TAKE MONEY FROM MY ACCOUNT, I ASKED THE MANAGER WHERE... read full review »