just want to let everyone know about what kind of people hsbc master card are. owe thim $1, 144.84. maded a $30.00 payment on the 3rd of the month. did'nt look at the bill. because i was going to pay the bill off the next week. will i started to get phone calls from hsbc. the person told me i was late with my bill.by $9.00. i said $9.00. you all are going to charge me $35.00 on $9.00. and i have never been late nor have i missed a payment. they would'nt take that late fee off. paid the bill off any way. got a bill from thim today... read full review »