WARNING - NEVER USE BEST BUY HSBC CREDIT CARD!!! In October, I purchased a television at Best Buy using their 3 year no interest credit card. I have been paying considerably more than the minimum payment, because I didn't want to pay interest. Today, I received a bill from them with a $39 late fee on it. They posted the payment one week after I mailed the payment. I find it hard to believe that they didn't receive the payment before then, since we don't deliver mail on ponies anymore!!! I called HSBC and they best they could do... read full review »