Been paying agreed terms of Citibank account. One month behind due to medical bills. Sent in payment and it was returned/rejected by Farrell & Seldin. [email protected], can you post a response again as to what you did with Farrell & Seldin or what can be done if they contact you? I've been paying them $150/month for a Citibank debt. They too petitioned me to go to court before I agreeded to their terms. What can I do now? I missed one month and they sent a letter saying I was in default. I sent a payment anyway and today... read full review »