We bought a Bed, Mattress, Pads, etc. from Sleepy's in Nanuet, NY...there was a 18 month no interest Promo, when you opened a Sleepy's Credit Account... there is a small block space on the statement, which tells you the Promo is ended, but it hardly is noticeable and does not get your attention..I missed the cut-off and the next month all the interest was added to my balance...I paid the entire balance immediately, thinking they might waive the charges (why would I not pay the $353.81 balance to avoid the $378.20 interest charge... read full review »