My husband & I are members of the Golden Rule - a United-health Comp. since several years. This medical insurance increases their premium fees on a yearly basis, but not for a hundred dollars but for several hundred dollars. Despite the fact that we have this medical ins. we do not go to see any physicians because we are afraid of the total cost of the visit plus laboratories which are required by the physician. This medical Ins. if you go to see a physician, you will have to pay a 100% of their services because the medical insurance would... read full review »