I opted for HSBC - Cash on EMI offer which allows the card holder to recieve cash upto the available credit limit on the card. The Intrest rate is not very high and since I needed money I opted for it. My offer was cleared on 5th November before which I got a confirmation call on 3rd November 2007. I was told that I would be getting a DD to my mailing address. I waited eagarly for the DD but it never came (till date (29th Nov 2007!). meanwhile I complained HSBC 4 times but never got proper response. They always raise a complaint which... read full review »