Well It appears I'm not alone on this, same story for me as well. I saw the application, started filling it out. I noticed that there is a 99.95 fee and immediately cancelled the application. Two days later, sure enough the fee was pulled. I'm currently filing the charge under my banks fraud report. I can't believe this, I mean this is straight up fraud in everyway. This company must have read fraud for dummies. I mean come on taking peoples money without there approval? Now I don't understand with this going on for this long that this company is still moving this scam offer around? I hope that someone is cracking down on them hard! read full review »