Asurion insurance for T-mobile and ATT phone's are simply a JOKE!!! Not mention the very high deduction price (like $90.00 for a REFURBISHED blackberry curve), they actually send me phones with problems, like bad usb port, not able to charge etc... the paper work is extremely harsh and slow to make a claim. As of right now, I am making my third call to them because they said my picture id is too DARK... do yourself a favour and save the monthly insurance charge... but aside and get another on from ebay. read full review »