If your thinking about using Care One for your debit management program you might want to read this so you will know what to really expect. We joined only two months ago and its all been down hill from there. First we were quoted a monthly payment that we were able to handle and would save us about $300.00 a month (this is after they ran our credit report). Well the next two weeks after joining I began to recieve e-mails each one telling me that thay had the wrong amounts due for a spicific card and that my monthly payment would have to... read full review »