My credit report states that I owe money to a company called National Recovery Agency in Paxton Pa, and the account was opened in 8/2009. I called them and they stated that I bought 36 cd's in 2006. The address they had on file was not me, and I advised them of that. They said I need a police report saying it was not me. Look at complaint board under Music service club, you'll see all the complaints about this on that site too. I think we all should have a class action suit against this company. I also noticed that someone said to... read full review »