I just found out that Wells Fargo charges me for using my own money out of my savings account. If you do any electronic type of transfer they charge you $10.00. This includes online transfers, auto withdraws, atm, etc. The only way they do not charge you is if you walk into their bank and ask them to transfer the money for you. When I called them they stated all banks do this. I called 4 other banks and they stated that they do not charge you a fee. read full review »