I’m an AT& T Universal Card customer since for ever, never missed payment and always pay more then minimum payment. A few month ago I received letter that they increasing my Purchase APT to 30.08%. When I called and complain they said this is lowest APR they can offer. I spoke to a few reps and they were very rood, like they don’t want my business. I want to close this card, but before this I would like to file complain and even maybe open some class lawsuit against them or something like this. read full review »