I have tried for the last 2 years to remodify my loan with this company. They always take 4-6 months and then send me declination letter. Each reason for the decline is different. All they want to do is trial basis for 3 months but then they NEVER actually remodify my loan. This company is truly a rip off. They have forced me into forclosure and I am losing my home. No other choice. read full review »