I received a letter pre-approving me for $10, 000.00 platinum credit card with an APR of 5%...only costing $37.00 membership fee which would be refunded on my first purchase with this card! Thank you for others reporting this scam as I would have been suckered into it, too!!! These companies should be fined heavily and sent out of our country...FOREVER!!! Let's put them all on an island together where they can all abuse each other! Enough already! read full review »