Company presented themselves as a Wal-Mart partner offering ID theft protection on a 30-day trial basis. If we did not want the service at the end of 30-days, we would not be billed. Our credit card was billed for $9.95 (the processing fee) on 09 JUN 2010 and for $99.95 on 13 JUN 2010. I called in on 18 JUN explaining that we had not authorized the program and had not even received the information packet to review. I was informed that they invoice the charges up front and that the $9.95 charge was non-refundable since it was a... read full review »