I ordered microsoft office 10 as part of microsoft's student deal. my download and back-up disc were arranged through digital river international. Today i recieved an email from PayPal to tell me an item I had bought had put my Visa a/c into overdraft. I contacted my bank and was told that although the $113 for the microsoft software had been deducted from my account, another $113 had been put 'on hold'. because I only leave enough money in that account for any Internet purchases I know I'll be making, that extra $113 ha... read full review »