I had opted in to the overdraft protection program with Woodforest National Bank. When I agreed to this program, no one ever explanned or even mentioned that they had hidden fees or any other fees except the one fee of $34.00 everytime the bank has to pay any funds out toward any purchase that your account does not have the funds to cover. It was never said that after eight days of your account having a negative balance the account will be charge an extra$35.00 on the eighth day if you can not get your account out of that negative balance... read full review »