I received a letter from a Mr. Paul Snyder today and decided to Google this company as I'd done with other strange letters claiming debts are owed. This scam came up and i wasn't quite surprised. They're stating my acct is $519.53 but will settle for $129.88. I decided to check my credit report upon finding this scam and low and behold, there are 11 collection cases on Equifax credit report. I disputed every single one of them and have done so for Experian and Transunion as well. I received this letter after their business hour... read full review »