XM radio debited my checking acount for approx $176 for service without my permission. I never gave them my checking account number, the debit card I used to initiate service had expired and I never gave them the new card number, yet they found a way to take my money. After nearly an hour of phone rants I was finally able to get the money returned to me, but it was not easy. Funny thing, a neighbor had told me a similar story a year before, and I thought she was nuts, I owe her an apology! read full review »