Hell, I cant even access a catalog to even use the card..Theres not even a link directing you to the catalog or whatever products they claim they have available..I was scammed into applying for the card thinking it was an actual line of credit and now I feel so stupid because I realize I never noticed a visa or mastercard logo to begin with. It is a scam scam scam and like everyone else has complained, they should bring some attention to this matter immediately.And whoever is allowing them to operate online should be held accountable as well. Theres no excuse to justify this, just plain crooked is all i can say. read full review »