123 Fix My Loan took $1, 600 from me and my family and did nothing to help us. I called to say I wanted my mortgage payments reduced, I was told by Brett that 123 Fix My Loan could help and he even stated that the"WORST CASE SCENARIO" is that my loan would be reduced by a mere $100. Funny how they dont seem to have THAT part recorded. I told Brett that I already talked to my mortgage company to see what programs they had available and they would only qualify me for a Loan Modification, meaning they would take the past due ammount owed... read full review »