I found out yesterday through a good source, the M.O of this outfit. You see, on some of these (in fact most) of these modification programs are specifically designed to fail, especially the President's "Affordable Home Program" has been viciously abused by the mortgage companies. These ppepople are "double dipping. They do it by receiving $4000 a month from the government to pay the mortgage companies for our mortgage...this is their first "Dip". At the end of the year they have strung you along with al of the... read full review »