So what is temporary credit? I was lured in by a recruiter who would not leave me alone until I understood that ITT was the the best choice for me. Itt Does prey on minorities and and low income people who normally wouldn't go to college. I got suckered in. BAD. They offered me temporary credit with zero a.p.r. . Then after the next time you go in to fill out student aid papers they tell you that you owe them $200.00/ month and that they can send you to collections any time they want to so start paying up. They don't get state... read full review »