When we bought our new vehicle, we received a free trail for XM Satellite Radio. We renewed a couple of times but, this last time we decided NOT to renew. Next thing we know, we are receiving a bill for $39.78. we do NOT owe this to them as we did NOT renew. Within a few weeks of the first bill they turned us into a collection agency that won't leave us alone. This is absolutely ridiculous to do this to people who have otherwise impeccable credit JUST because we decided not to renew. And, as we speak, we are STILL receiving requests for... read full review »