I have had a lot of experience with this company and the reason I am posting this is to inform you who dont know any better. Equity direct funding gets leads from lowermybills.com they will call you and go over there script with you. There script consists of telling you they work with all 3 credit bureaus and that they can adjust your scores because they are paying off your credit card debt and that will raise your scores.They tell you not to let anyone run your credit because that will lower your credit scores. Which is a complete lie. They... read full review »