In 2008, National Recovery Agency filed for collection against me for $140, claiming I had purchased something from Columbia House (movies?) in 2004 from an old address of mine ... 3 years after I had moved away from there. NRA absolutely refuses to display or accept common sense in the matter. I contacted Columbia House (which cannot be reached by telephone anymore, btw) and they had no outstanding debt in my name. NRA continued to harass me and caused significant damage to my credit report over this amount, yet they could not produce a... read full review »