I had a voicemail on my phone at work from a foreign guy saying I applied for a payday loan and never payed it back. I never once had a payday loan and told him he was full of shit then he started cussing me out, using vulgar language and sexual insults to me. Wanting to know what I was weraing and he loved me and wanted to marry me. At this point I thought someone was pranking me until he told me my address, ss# and bank account number. I started freaking out and started recording the conversation, he went on for about 20 minutes being a... read full review »