I recently was denied a short term disability even after having two letters from 2 different doctors advising me that I am unable to go to work til I am better. I am suffering from sever anxiety and depression, possibley bipolar. Liberty Mutual denied me the first time stating that they did not get enough info from the doctors( that was their issue they are to gather the records the first time. So the second time I had to spend time gathering doctors records and spent my money making copys and mailed them all out to only be denied for a 2nd... read full review »