This company PREYS on people looking for short-term high-interest loans. You apply for a loan online, all your banking data is then submitted to this firm (which has no physical address) who then charge your account without authorization. In my case, it caised an overdraft. When you call them they tell you that you signed up for it however, I received NO EMAIL, no notice of action NOTHING. It is fraud, pure and simple, preying on the poor. read full review »