I have had a Sam's Club credit account for years, and never had a problem. I had online bank set up to make payments on time, and it was a successful relationship. Sam's Club at some point turned over their credit to GE money Bank. The first sign that something was going wrong was late last year (2009) and early this year (2010), when I received a series of late charges. GE Money Bank is impossible to contact, but I finally was able to figure out that they had changed the due date at least twice in a period of a few months. I fixed... read full review »