I signed up for their free checking account last year. Then I just received a letter from TCF that I owed them $25 for over drawn? I have not used the account in about 5 months. I thought maybe fraud? I called TCF right away and they told me after the first of the year they started charging fees for their checking accounts. I NEVER received a letter telling me this. They should have sent some kind of signed conformation so the customer is fully aware and agrees. Not stealing money from their account and surprising the customer 8 months later... read full review »