I made the maximum IRA contribution to Metlife for 2007 for my wife and I in early 2007. Later on that year, I had some excess cash in money market accounts which were generating very little interest, so I decided to make an early IRA contribution for 2008 in October 2007. I wrote the account numbers and the intended year of contribution on the faces of two separate checks (one $5000. check each for my wife and I). I filled out the mail-in stub for one check designating the intended year (2008)of contribution, but failed to do... read full review »