They are the worst when it comes to using sneaky tactics to get the most money out of overdraft fees. Nearly every policy they have is designed just to kick you when you're down. And seriously WHO reads every line of every TOU pamphlet your banks send out? You expect most major banks to work the same. You expect the teller at the window to give you accurate information. It's FIRST MIDWEST specifically, not every bank, as I have multiple accounts in various banks. They are really sneaky with their policies and rules ... not what you... read full review »