DO NOT USE Mastercard if you are planning on getting a cash advance from an ATM when overseas!!! I am from Australia and got a low rate mastercard for a 3 month European trip. Everytime i have tried to use my card at an ATM to get a cash advance it gets declined. I get error messages like 'your transaction has timed out' or, 'contact your financial institutution'. This happened at almost every ATM i tried to take cash out of. I contacted my bank who advised me they approve my transactions but Mastercard keeps timing out... read full review »