I would not reccomend this company to anyone! If a dealership offers this to people that have fair-poor credit DONT use it! We had 3 occasions were they cashed checks and then NEVER posted them to the account all 3 times I had to fax in copies of the cashed checks and threaten them with an attorney to do anything! Very poor customer service!! Then when I traded the vehicle in they sent my overpayment to the dealership that we bought our different vehicle through! That dealership had never heard of any company doing that before! read full review »