Take it from me. I used to work for a loan modification company as a paralegal/negotiator for a number of years. For anyone that is thinking about paying money for a service such as this, keep in mind that you are asking someone that doesn't care about your situation as much as you, to perform something that you can do on your own. Banks know this and oftentimes gives these law firms, which allow outside companies to use their name in order to share in profits, a hard time because of the amount of up front fees that they charge. Some of... read full review »