I called the number I saw on fox news for loan modification (unemployed & depleting funds) wasn't sure I qualified. But "Bobby" assured me that, for $1, 200 you can have your loan modified to as low as 3.5% guaranteed. They sounded so convincing & I was so desparate and went along. Thankfully I didn't go along with their recommendation and stop paying my mortgage for a couple of months and lie about having a roomate, (that's when I determined I was scammed & requested a refund), screw the 1, 200, I want all my personal info back or some guarantee that all of it is destroyed... read full review »