I have experienced the same situation as others have reported on this site. I spent over $2, 400 with Ashley Furniture and with a very aggressive sales pitch from the sales guy elected to purchase the Montage Premium Protection plan. I was told that the plan would cover anything that happened with the furniture. The furniture was leather and someone spilled something on the leather which discolored it. I have been fighting this for 2 years and Montange, after initially denying the claim because I did have a certificate number that I was never... read full review »