these people called me everyday all times of the day leaving me messages that i couldn't even understand, saying it was a limited time offer. thinking it was just someone selling something i just ignored them, until they called me at work. they said i took out a loan for $8000. on line and wanted me to verify my ssn# witch i didn't, he got mad and read me my rights over the phone and told me i would be arrested for wire fraud, check fraud and bank fraud if i did not pay it back. i checked my credit report and there was nothing on it... read full review »