August 27, 2010 i received a letter from national credit solutions stating that i owed BMG $197. and that this information was sent to collections and reported on my credit report. I have never heard of BMG and never ordered any of their products, i never received any products or even a bill from BMG. I called National credit solutions and asked for proof that i owe this money, The idiot representing NCS asked me if i had proof that i dont owe the money. I have filed a complaint with the better business bureau, the OKlahoma state attorney... read full review »