When I looked at my credit report, I found a collection from National Credit Solutions for BMG Music Services. I hadn't had an account with BMG since forever ago and I had no notification from BMG that I owed anything when I was a member. The original debt was listed at 36.00, but with interest and fees it had all of the sudden become 153.00. I disputed the debts with all 3 reporting agencies. The debts were found to be valid. I had never received any validation of the debts from National Credit Solutions. I contacted the BBB in... read full review »