I am sick to my stomach today when A bank who gave me an offer for the life of my balance for 3.99% if I transfered a balance to them. I accepted this term and was also offered to 'write myself a check' for the life of the balance of 4.99%. I accepted these offers a few years ago and used some of the money to pay off another loan and do some work to my home. I now have a balance of $9, 000.00 of which I have always paid more than the minimum payment and always paid on time. I was sick to see my January statement show double the... read full review »