I am a RN that has had the misfotune of fracturing my right lower tibia and fibula not once, but twice inFEB 2009 AND DEC 2010. I have not been able to work for almost a year. SALUTE CREDIT card refused to work with my debt consolidater and handed it over to RIDDLE& WOOD. tHEY ARE IGNORANT AND RUDE !I am in modificationand may be facing foreclosure .When I explained this to Tony, (no last name) he said we need to collect$200.00 a month. I told him I COULD NOTAFFORD THIS Tony simlply said well you have pay something, he then took $77.70... read full review »