Complaint similar to many previously noted. I intentially stopped making payments as we entered the modification negotiation process being told that there was no risk of foreclosure because we were in an active modification and the payments would be rolled to the end of the loan. The modification was to be done on both first and second mortgages, both held by Citi. Submitted all documents as requested by the deadlines stated and then received notice that the first mortgage is now in foreclosure and the second has already been charged off to... read full review »