BEWARE... I was charge $49.99 from "Select Platinum Credit" of which I never authorized by looking for a payday loan online. There is a customer service number to call (877)709-2811, which does not allow you to talk to someone. In order for you to bypass you must press " O " and this will connect you to the customer service at an outsourced call center to get a refund in 5-10 days... I will checking daily for that refund. I looked up the routing number to where the money will go to (Sun First Bank in Utah) and complained about... read full review »